Katie sits down with Kyle Kamrooz, founder of Bonus Homes.

He shares his innovative approach to affordable housing and helping middle-class families maximize the long-term value of homeownership. With decades of experience in mortgages and fintech, Kyle introduces the model behind Home Appreciation Partnerships (HAPs)—a unique solution that enables homeowners to access their home equity without having to sell.

Discover how Bonus Homes transforms houses into income-generating assets by managing them as rental properties, taking the hassle and risk of landlording off the homeowner’s plate. Kyle breaks down the challenges many homeowners face, the downsides of traditional home sales, and how holding onto appreciating property can provide lasting financial benefits.

This model helps preserve low mortgage rates, generate passive income, and create long-term financial flexibility through shared future appreciation.

From policy implications to real-life stories of financial relief, this conversation delves into how Bonus Homes is offering a new way to think about homeownership and financial planning. Whether you’re a homeowner, investor, or simply curious about alternative housing finance, this episode provides fresh insight into building long-term value through real estate.

Tune in to hear Kyle’s vision for a smarter, more flexible path to financial security—one home, one partnership at a time.